Martin Ratcliffe Logo

About Us

Based in Uttoxeter, Martin Ratcliffe Independent Financial Services, offers full independent advice on a wide range of financial matters, including:
  • Mortgage Advice
  • Investment Planning
  • Pension Planning
  • Life Assurance
  • Income Protection
  • Inheritance Tax Planning
Our aim is to offer jargon free advice and assist clients with their individual financial planning needs and offer regular bespoke reviews to ensure both suitability and that set objectives are still being met.

Why Choose an Independent Financial Adviser ?

As Independent Financial Advisers, we have access to financial products from the widest possible range of leading investment management and insurance companies. IFAís like us have complete freedom to recommend particular product purely on the basis that they best suit the needs of the client.

We recognise that clients financial needs and objectives vary enormously. Thatís why Martin Ratcliffe Independent Financial Services offers a range of services designed to assist our clients through their various life stages, whether it is arranging a competitive mortgage deal or reviewing their investments with the aim of achieving a happy and secure retirement.

Your home may be repossessed if you do not keep up repayments on your mortgage

For mortgages we can be paid a commission, or a fee usually of £295 or a combination of both.


Where you have a complaint or dispute with us and we are unable to resolve this to your satisfaction then we are

obliged to offer you the Financial Ombudsman Service to help resolve this. Please see the following link for further details: http://financial-ombudsman.org.uk/


Martin Ratcliffe Independent Financial Services
19 Uttoxeter Business Centre, Dovefield Retail Park, Town Meadow Way, Uttoxeter, Staffordshire, ST14 8AZ

t: 01889 563807 | m: 07740 986189 | e: martin.ratcliffe@mrifs.com


Martin Ratcliffe Independent Financial Services is a trading name of Martin Ratcliffe Independent Financial Services
19 Uttoxeter Business Centre, Dovefield Retail Park, Town Meadow Way, Uttoxeter, Staffordshire, ST14 8AZ

The Financial Conduct Authority does not regulate taxation and trust advice.


Martin Ratcliffe Independent Financial Services is authorised and regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No 624568 at https://register.fca.org.uk/